Titans, Part 3: Get Old, Get Rich, Retire
// December 10th, 2009 // No Comments » // Leadership, Men
I was doing my year end review of my “retirement” accounts this week. This is the time of year when I take inventory of what I have and then, like a good steward, I reposition certain assets and plan how much I will save in the next year. I know many of you men, you do the same thing. You are taking inventory and stock of everything you have and thanking God for what he has given you in the past year. Not a bad habit to get into. But there is something eerily empty about these words: Get old, get rich, retire. Let me absolutely ruin your day with this statement. “Jesus could care less about how much money you have in your retirement account.” Everything in the way Jesus lived screamed out, “this is not my real home.” What if we lived spending ourselves and all our loaned resources for the advancement of the Gospel? Money does not define a man. Here are a few of myths we as men have bought into:
Myth #1 You should retire…and as early as possible - This is a lie, don’t believe it. It is not found in the Gospel. I have no problem with growing old being able to take care of yourself and your wife, but Jesus never said make all the money you can so you can have a life of leisure and no responsibilities. I hear so many people say, “we deserve it.” No, we deserve nothing. Humanity doesn’t “deserve anything” but death and separation from God. Americans have a distorted sense of entitlement. Jesus gives us privilege to be forgiven and live like him. If I just offended you read Luke 12:13-21 and let Jesus convince you. Personally, I don’t plan to “retire”. Retirement is for people who have lost their purpose and are ready to die. I never plan to live the “good life”. I can’t see Paul as he is writing Timothy at the end of his life, “once you have fought the good fight and stored up enough money to buy your second vacation home, golf and vacation for the rest of your life…in short, take it easy Timothy.” Physical limitation will be the reason I “retire”.
Truth: You should give away as much as possible
Myth #2 You should pay for 100% of your kids’ college education - College education is a luxury for those who work hard and value it. Many parents give their kids college education as a way to feel better about themselves. Many parents assume debt for it. Parents, you can’t give it if you don’t have it. If you make the decision to take on enormous amounts of debt for your kids’ college education, you are enabling them to abuse your finances. Borrowing to give is the farthest thing from biblical stewardship you could do. Paid for college education is the culmination of a user mentality that we have created for the next generation. You are stunting their growth and teaching them to use the system. I’m not saying don’t pay anything, but assume no debt and if they can’t deal with that, you owe them nothing.
Truth: Empower your children to figure out how to pay for it themselves.
Myth #3 Die with a huge inheritance left for your children – There is nothing in scripture that mandates you leaving a huge inheritance for your family. I can make more of an argument from scripture that you should die with very little resources, giving everything you have away to those who need it, not heaping excess upon our children so they will squander it. I have seen more families split from greed when their parents die. I know some of you are going to quote Proverbs 13:22, “A good man leaves an inheritance for his children’s children…” But please balance this verse with the fact that the disciples were told to take nothing with them when they followed Jesus. They were not guaranteed earthly financial prosperity as they followed Jesus. Many parables speak directly against the greed present in one’s life as you become more rich. More likely than not, the disciples who followed Jesus were not rich men and had limited or no inheritance to leave.
Truth: Focus more on the spiritual inheritance you will leave to your children rather than the financial inheritance.
Live purposefully, give generously, and never rest until your whole life is spent advancing the cause of Jesus.



